- FREQUENTLY ASKED QUESTIONS
How we can help?
Choose a category to quickly find the help you need
Legal and Security
All transactions are carried through a legal practice and their lawyer trust account.
The CEO’s status does not affect the projects as they are managed through legal trust accounts and attorneys.
Yes, Barakah Capital is a registered company with the Australian Securities and Projects Commission (ASIC). It operates within a strict regulatory framework, ensuring compliance with all financial regulations. We pride ourselves on being both a facilitator and an active participant in Shariah-compliant and ethical investment opportunities, aligning our interests with those of our clients. Our transparent investment process, detailed through clear Mudhaarabah agreements, profit-sharing structures, and secure fund management, reflects our commitment to ethical standards, transparency, and community empowerment. This comprehensive approach not only adheres to regulatory requirements but also sets us apart as a trusted and value-driven partner in the financial sector.
Investments are secured using a lawyer’s trust account, adding an extra layer of protection. Funds are disbursed upon investor instructions, managed by our legal team, and returned with ROI through the same account.
Yes, we’re happy to arrange an information session with our law firm for further clarity on our investment opportunities.
Investment Terms and Returns
Each project has its own period of investment outlined in the project fact sheet.
Returns vary with the investment amount, being more attractive for higher investments.
The ROI is distributed monthly, starting from the date of the investment agreement.
Financial projections are based on existing contracts and growth trends, as detailed in our factsheet.
No, returns are based on the individual investment amount, not the number of investors.
Profit distribution percentages are pre-agreed and detailed in the factsheet.
Barakah Capital does not charge any fees. The only fees payable are those paid to the lawyer to setup and manage the Investor’s Trust account.
Investors need to provide 3 months’ notice before the investment term ends, and it takes 4 weeks for the funds to be returned.
ROI for commercial properties includes rental returns and potential unit trust sales, focusing on sustainable income.
Anticipated ROI is based on our experience and that of other investors, acknowledging that returns are not guaranteed.
Investment Process and Management
Monthly.
Investors can choose to renew for 24 or 36 months, in addition to the standard 12-month period.
Various entities like individuals, companies, trusts, and self-managed super funds can invest, each with specific requirements and declarations.
Investments must be made with personal funds, and the source of funds must be declared. Investing on behalf of someone else is not permitted.
A three-month notice is required prior to the end of the 12-month period to indicate whether they wish to exit or roll over their investment.
Investors can exit after the initial 12 or 24-month period without additional costs. The project itself does not have a fixed end date.
Funds are not added to an investment pool but are instead allocated to specific projects chosen by the investors or the mudharib for diversification and maximum ROI.
Investors can choose from a range of presented projects with guidance from the Barakah Capital, or entrust Barakah Capital to select several projects to diversify the investment through the FlexInvest investment option.
Absolutely! At Barakah Capital, we are thrilled to offer investment opportunities that are not only shariah-compliant but also adhere to the highest standards of ethical investment. If you manage a Self-Managed Super Fund (SMSF) and are seeking investment options that align with Islamic principles, our carefully curated and expert-vetted options could be the perfect fit for your portfolio.
To explore this exciting opportunity, we recommend the following steps:
1. Consult Your Accountant: Begin by discussing the potential of investing in shariah-compliant options with the accountant who oversees your SMSF. This conversation is crucial for understanding how our investment opportunities can fit within your superannuation strategy.
2. Reach Out to Us: After your discussion, ask your accountant to contact us directly at admin@barakahcapital.org, ensuring to cc our law firm at info@golawyers.au. Please indicate your interest in investing. This initial communication is vital for us to collect all necessary information and to ensure we can work efficiently with you and your accountant.
Investors engage with us through a unit trust structure for investments in real estate, development projects, start-ups, or health-related ventures.
Our personal investments validate the projects, and we refrain from using debt to ensure transparency in fund sources.
The Term Sheet Agreement is issued to the investor upon receiving the full amount of the intended investment capital and after the Identification of the investor has been verified by our law firm.
Risk Management and Sustainability
We are committed to thorough due diligence on every project and product, ensuring that we have highly skilled individuals and teams to manage investments meticulously. History records show a strong track record, as there have been no losses to date, demonstrating our careful risk management systems. This investment, like any other, carries the typical risks associated with financial ventures. While returns might fluctuate due to unforeseen circumstances, the likelihood of a total loss is very small. Nonetheless, it’s important for the Investor to be aware of these risks and consider their personal circumstances, including performing Istikhaarah (The Prayer of Divine Intervention), prior to investing.
Shariah-Compliance
Yes, Zakah is due on the capital invested annually. Read more
You still have a question?
If you cannot find answer to your question in our FAQ, you can always contact us. We will answer to you shortly!